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Maui Federal Credit Union
Fee Schedule

Effective 1/1/18

Credit Union Membership 
Membership Share (par value) $25.00
Membership Fee (non-refundable) $1.00
Secondary Share Account Minimum $100.00
Share Draft Account Fees 
NSF Fee $20.00 per item
Stop Payment Fee $20.00 per item
Share Draft Printing Fee Prices may vary depending upon style
Share/Overdraft Withdrawal Fee $5.00
Share Draft Copy Fee (by mail) $1.00 per draft1
Share Draft Copy Fee (by fax) $2.00 per draft1
Other service Fees (applicable to all accounts) 
Account Reconciliation Fee $25.00 per hour
Account Research Fee $25.00 per hour
Statement Copy Fee $1.00 per copy1
Deposited Item Return Fee $20.00 per item
Deposit Item Return (other depositor) $5.00 per item
Wire Transfer (incoming) Fee $5.00 per transfer
Wire Transfer (outgoing-domestic) Fee $20.00 per transfer
Wire Transfer (outgoing-international) Fee $50.00 per transfer, minimum
Account Closure Fee
(if closed within 6 months of opening)
Inactive account Fee (per month)
(after 12 months of inactive)
Interim Statement Fee $2.00
Third Party Check Fee $3.00 per item
Teller Check Stop Payment Fee $30.00 per item
Maui FCU Check Copy Fee $1.00 per item
Verification of Deposit $10.00 per item
Notary Fee for Non-Primary Members $5.00
On-Us Draft Exchange for Teller's Check Fee3 $3.00 per item
Fax Fee $1.00 per page
Photocopy Fee $0.25 per page
Deposit of Roll of Coins
In excess of 10 rolls per day
$0.25 per roll

Expedited Shipping of ATM/Debit card, checks or PIN Mailer 

$50.00 per item
Return Mail Fee  $2.00
Statement of Account Fee  $2.00 per account
Abandoned Property Processing Fee  $30.00
Stale Dated Teller Check Fee  $30.00
IRA Transfer Fee  $25.00
Notary Fee4  $5.00 per document
Check Collection (Domestic)  $30.00 per item
Check Collection (International)  $35.00 per item
Electronic Funds Transfer Fees 
ACH Return Fee $20.00 per item
ACH Stop Payment Fee $20.00 per item
ATM/Debit Withdrawal Fee $1.00 per withdrawal5
ATM/Debit Transfer Fee $1.00 per transfer5
ATM/Debit Inquiry Fee $1.00 per transfer5
ATM/Debit NSF Fee $20.00 per item
ATM/Debit Card Replacement Fee $10.00 per card
ATM/Debit "Hot Card" Fee $5.00 per card
Services of Legal Process 
Garnishment $50.00
Tax Levy $50.00
Other Legal Processes $50.00

Plus any research fee (if applicable).

Members will be assessed a monthly "inactive account" fee if your share and/or share draft balance is less than $100 and both account have no activity for 6 months.  The inactive fee will be waived if you have a "sub-account".  Sub-accounts are defined as Christmas club shares, share certificates, IRA shares, or loans.

3 Fee applies to businesses only.

4 Fee waived for primary members.

5 After 8th transaction per month.  The first 8 ATM transactions (withdrawal, transfer or inquiry) free per month. 



The fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration.  Fees are subject to change at any time without prior notice and may reduce your earnings.  If you have any questions or require current fee information on your accounts, please call the Credit Union.

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