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  Home Equity Line of Credit
4.00% APR*

Up to 80% loan-to-value financing**
No- or low-closing costs.***


*Annual Percentage Rate (APR) applies to the owner-occupied HELOC. APR is the current standard variable indexed rate (discounted) as of 4/1/09 and will vary semi-annually, but will not exceed 18%. Minimum and maximum loan amounts apply. Property must be fee simple and located in Hawaii. All loans subject  to approval and qualifications. Certain restrictions and conditions may apply. Rates, terms and conditions are subject to change without notice.

**Financing available up to 65% of automated valuation models or 80% of appraisal (credit union approved appraiser).

***Closing costs may range from $0-$2,000 depending upon credit limit and the amount of the initial advance. Any closing cost paid by the credit union must be reimbursed should the account be closed within two years. Your most current real property tax assessment and/or current appraisal (credit union approved) may be accepted depending on the loan amount. Appraisal costs, trust reviews and other third party fees may apply and is not included in above estimates.

 

 15-Year Fixed Rate 1st Mortgage   

4.75% APR+

Up to 80% loan-to-value financing**
No points.  Low-closing costs.***

+Annual Percentage Rate (APR) applies to owner-occupant property non-purchase money mortgage.  Property must be fee simple and  located in Hawaii.  All loans subject to approval and qualifications. Certain restrictions and conditions may apply. Rates, terms and conditions are subject to change without notice.  

**Financing available up to 65% of automated valuation models or 80% of appraisal (credit union approved appraiser).

***Closing costs may range from $0-$2,000 depending upon the loan amount. Your most current real property tax assessment and/or current appraisal (credit union approved) may be accepted depending on the loan amount. Appraisal costs, trust reviews and other third party fees may apply and is not included in above estimates.

 

Rates and terms subject to change.  All loans are subject to qualification.  You must be a primary member to apply for a loan.  A non-refundable membership fee of $1.00 may apply for new primary members.  The HELOC loan is an open-end loan with a 5 year draw period.  The 1st mortgage is closed-end.   All  loan approvals are based on credit worthiness and our underwriting standards.  In addition, other terms and conditions may apply to qualify for these loans.  Call or visit us for more details. 

 

 

 

 

 

Disclaimer:  Maui FCU neither endorses nor recommends the products or services listed on these pages.  We are merely providing information which may be of interest to you.

 

 

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