What's New

MOBILE MONEY

With Mobile Money, you can easily view your account balances, review recent account activity, transfer funds between accounts from anywhere, right from your cell phone. Mobile money also delivers account alerts that send important text messages to your phone. For example, you can set it up to receive a text message if your balance is low or notify you when your direct deposit payroll check is received.

Mobile money delivers the highest level of security with multiple layers of authentication. A personal password and a phone activation code keeps your information fully protected.

Members currently using our home banking service, E-link are eligible to enroll in Mobile Money. All others will need to enroll in E-link at our office first before you can sign up for Mobile Money.

To enroll, simply follow the instructions below.

Log on to E-Link (home banking product)
Click the Self Service tab
Click the Mobile Money (mobile banking) Link under Additional Services
You will be presented with Mobile Banking Terms and Conditions
Accept Terms and Conditions and click Continue
Select the account you wish to manage on Mobile Banking
Enter the cellular number of the phone which you are registering
Click Continue
Select the level of service from Mobile Banking
Click Continue
Mobile Money will send a text message to your cell phone with an activation code.
Enter activation code into online banking.

In this month’s statement, you may see format changes for some of your loans. These changes are a result of the Regulation Z – Truth in Lending updates that were mandated by the Federal Reserve. Loans that appear in this new format will include the following sections: Information, Transactions, Fees, Interest Charged, Totals Year-to-Date and Interest Rate Detail.

Additionally, the Payment Due Date, Past Due as of Date, Credit Limit and Number of Payments may print in this section. The Transactions section includes payments and advances to the loan. Payment details such as interest, late charges and the change to balance will no longer be provided. Fees and interest collected will not be printed in this section. The regulation mandates this information be reported in the Fees and Interest Charged sections.

The Fees section includes fees imposed on the loan, regardless if they affect the loan balance. Fees may include any late payment fees collected when a payment is applied to the loan, insurance or debt cancellation premiums and any one time fees. Fees collected from a share account may be reported in the fees section for a loan. A total of fees collected during the reporting period is also included in this section. Total fees may not reflect all activity in the section. The reversal of fees reported on a prior month’s statement may not be reflected in the current month total. The total fees reported for the statement period will begin accumulating based on fees that were assessed during June and forward.

The Interest Charged section includes interest collected when payments are applied. A total of interest collected during the reporting period is also included in the section. The total may not reflect all activity in the section. The reversal of interest reported on a prior month’s statement may not be reflected in the current month total. The total interest reported for the statement period will begin accumulating based on interest that was collected during June and forward.

The Interest Rate Detail section includes the interest rate and the balance subject to the interest rate for the time period applicable. An entry will record any change to the balance at the end of a day or the effective date of a rate change. If multiple transactions are applied on the same day, only the ending balance for the day will be reflected. There will not be an entry for each change in balance that happens on the same day.

RECEIVE YOUR MAUI FCU STATEMENTS SECURELY ONLINE. ENROLL TODAY!

For your convenience, you have the option to receive your Maui FCU statements electronically. You will receive an email from us letting you know your statement is ready. To access it, you simply login to E-Link. We will not transmit your confidential account information through email. If you do not currently have an E-Link logon ID, you will need to sign up for E-Link when enrolling in eStatements.

How do I enroll?

If you already have an E-Link logon ID and would like to enroll in eStatements, simply login to E-Link and select eStatements under the Bank IT header. You will need to select the account for which you would like to receive eStatements. After you select your account, you will be prompted to enter the following:

Enter your first and last name.
Enter an email address where you would like to receive your email notice that your eStatement is ready to be delivered. Please note: It is recommended that you use a personal email address.
Review the terms and conditions and click the box to accept the Terms of Use.
Click Submit to complete your activation.
If you have multiple accounts within E-Link, you will enroll for each individually. Just select each account from the drop down box when prompted.

The Statement Express Service requires a new window to open to display the enrollment application and to access your statements.

To continue with enrollment, your browser window must ALLOW pop-ups. If you have your pop-up blocker enabled, you must add https://www.netit.financial-net.com/ to your pop-up blocker's list of allowed sites.

How will I know when my E-Statement is ready?

Once signed up, you will receive an e-mail notifying you when your statement is ready.

Login to E-Link
Click on e-Statements from the left menu

To ensure your receipt of your e-mail notice, make sure you keep your e-mail address current within Statement Express as well as the email address in E-Link. Your email address can be easily updated in the “Profile” section of Statement Express.

WANT TO CHANGE YOUR DEBIT CARD PIN?

We have invested in a device which will now allow prospective and existing debit card holders to select their own unique personal identification number (PIN). New debit cardholders are able to select their PIN at time of opening the account. Your debit card will be produced with the PIN you have selected. Existing debit cardholders can simply come into our office to change their PIN number. ATM cardholders have always had the ability to select their PIN and will continue to be able to do so.

EIGHT (8) FREE ATM TRANSACTIONS PER MONTH

We’ve increased the number of free ATM transactions you can perform per month from 6 to 8 without being charged our $1 transaction fee. Transactions are defined as cash withdrawals, balance inquiries and transfers on the ATM machine. Members who use American Savings Bank (ASB) and Honolulu City and County FCU ATM machines are not subject to a surcharge. Surcharges are fee’s assessed by ATM machine owners. Members should avoid taking balance inquiries to maximize the number of free transactions. Most ATM’s give you your balance on your receipt.