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Home Equity LOC Rate Change effective Monday, October 1, 2018 .

Fee Schedule

Schedule of Fees

Effective Date: January 1, 2018

Membership Fees

Membership Fee (one-time, non-refundable)
$1.00

Account & Other Service Fees

Abandoned Property Processing
$30.00
Account Closure
$20.00 if closed within the first 6 months
Account Reconciliation
$25.00 per hour
Account Research
$25.00 per hour
Check Collection - Domestic
$30.00 per item
Check Collection - International
$35.00 per item
Check Copies (by fax)
$1.00 per item plus research fee, if applicable
Check Copies (by mail)
$2.00 per item plus research fee, if applicable
Check Printing
Prices vary depending upon style
Deposited Item Return
$20.00 per item
Deposited Item Return (other depositor)
$5.00 per item
Fax
$1.00 per page
Inactive account1
$5.00 per month, after 12 months
Interim Statement
$2.00
IRA Transfer
$25.00
Notary
$5.00 per document (waived for primary members)
Official Teller Check Copies
$1.00 per item plus research fee, if applicable
On-Us Check Exchange for Teller's Check
$5.00 per item (applies to businesses only)
Overdraft Transfer
$5.00 per transfer
Photocopy
$0.25 per page
Return Mail
$2.00
Returned Item
$20.00 per item
Rolled Coin Deposit
$0.25 per roll in excess of 10 rolls per day per member
Stale Dated Teller Check
$30.00 per item
Statement Copy
$1.00 per page
Statement of Account
$2.00 per account
Stop Payment - ACH
$20.00 per item
Stop Payment - Check
$20.00 per item
Stop Payment - Official Teller Check
$30.00 per item
Third Party Teller Check
$3.00 per item
Verification of Deposit
$10.00 per item

ATM/Debit

ATM Balance Inquiry
$1.00 per transaction, after 8th transaction per month
ATM Transaction (Withdrawal & Transfer)
$1.00 per transaction, after 8th transaction per month
Card Deactivation
$5.00 per card
Card Replacement
$10.00 per card
Expedited Card/PIN Mailer Delivery
$50.00 per item

Legal Fees

Garnishment
$50.00 per item plus research fees, if applicable
Levy
$50.00 per item plus research fees, if applicable
Other Legal Processes
$50.00 per item plus research fees, if applicable

Wire Transfers

Incoming Wires
$5.00 per transfer
Outgoing Wire Transfer - Domestic
$20.00 per transfer
Western Union Wires
Determined by Western Union

1Members will be assessed a monthly inactive fee if your savings or checking account balance is less than $100 and the account has had no activity for 12 months. The inactive fee will be waived if you have another savings product such as a Christmas Club Share, Share Certificate, IRA or Coverdell ESA or a loan product.

The fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration. Fees are subject to change at any time without prior notice and may reduce your earnings. If you have any questions or require current fee information on your accounts, please call the Credit Union.


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