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Savings Rates Loan Rates

Savings Rates
Effective Date: April 01, 2021
Min. Opening Deposit Min. Daily Balance to Earn APYDividend RateAPY*
Regular Share$25$1000.050%0.05%
Secondary Share$100$1000.050%0.05%
Sprout Share$25None0.050%0.05%
iThrive Share$25None0.050%0.05%
Christmas Club ShareNoneNone0.050%0.05%
Share DraftNoneNone0.020%0.02%
Share Certificates1
3 Month$1,000None0.150%0.15%
6 Month$1,000None0.200%0.20%
1 Year $1,000None0.349%0.35%
2 Year $1,000None0.499%0.50%
3 Year$1,000None0.499%0.50%
4 Year$1,000None0.499%0.50%
5 Year$1,000None0.747%0.75%
Individual Retirement Accounts (IRAs)
Traditional IRANoneNone0.499%0.50%
Roth IRANoneNone0.499%0.50%
Education Savings Account (Coverdell ESA)
Coverdell ESANoneNone0.499%0.50%
1Early withdrawal penalty provision applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts.
*The Annual Percentage Yield (APY) may change after the account is opened. APYs are effective as of 04/01/2021, and may change at any time without notice. Fees may reduce earnings.

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