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NEW HOURS - MAIN BRANCH: MON-THUR 8:30AM-4:30PM & FRI 8:30AM-5:30PM

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Giving Thanks, Giving Back: Holiday Food Drive

Join us to help fight against hunger this holiday season!

Join Maui FCU in an effort to help fill the pantries of the Maui Food Bank from November 9th through November 20th. Take part by donating non-perishable items.

The most needed food items include:

        ·         canned fruit and vegetables
        ·         dried or canned beans
        ·         canned chicken or tuna
        ·         whole-grain rice or pasta
        ·         healthy cereal
        ·         peanut butter

Collection bins will be available at the Maui FCU Main Branch at 107 E. Wakea Ave, Kahului, HI 96732.

Help us ensure no one goes hungry on Maui – especially during the holidays.

For any questions, please contact us 808.873.5050 ext. 4346.

‘Tis the Season to be Merry with a Ho-Ho-Holiday Loan

Fill your holiday season with all things merry with the help of our low-rate Holiday Loan!

Holiday shopping in 2020 may present some unique challenges. From out-of-stock items to potential shipping delays, there are plenty of reasons why many have started or will start shopping earlier than ever. In addition to retail issues, COVID-19 still has many feeling the effects financially.


If you're trying to figure out how to make the upcoming holiday season less of a financial strain, or simply need some help making ends meet with regular bills, we have options to help.

Apply for a holiday loan to help pay for any of your added expenses this holiday season.
        ·         Holiday Gifts
        ·         Vacations and Family Reunions
        ·         Consolidating Holiday Expenses
        ·         And much more!

For a limited time, you can borrow $500 - $5,000 at a low rate of 2.99% APR and a 12-month repayment term, with no down-payment and no loan processing fee1.


Start the application process today online or visit our branch.

1Membership eligibility is required with a minimum deposit of $25.00 in a Share/Savings Account. Member must be in good standing with Maui Federal Credit Union. May not be combined with any other promotion or discount. APR = Annual Percentage Rate. Quoted rate is the lowest available rate with payroll deduction for a 12-month term. Higher rates may apply depending on credit performance. The monthly principal and interest payment for a $2,000 Holiday loan at 2.99% APR is approximately $169.39. Offer valid from October 1, 2020 through February 28, 2021 All loans are subject to approval. Certain terms and conditions may apply. Rates and terms are subject to change without notice.

The Holiday Card that Helps You Give More

Earn 2x Cash Back on All Holiday and Everyday Purchases

As a valued cardholder, we’re giving you more reasons to celebrate this season. Earn 2% cash back on eligible net purchases you make with your Maui FCU Platinum VISA Credit Card from November 1, 2020 to December 31, 2020.

The best part is that there’s no need to sign up for this special offer! Simply use your Maui FCU Platinum Visa Credit Card for purchases and watch the cash back add up. It’s a great way to earn extra rewards for your holiday shopping1.

Don’t have a Maui FCU Platinum Visa Credit Card? Start the application process today online or speak with a loan specialist to request one.

The Maui FCU Platinum Credit Card Features:

          ·         Low, competitive rate
          ·          No annual fee
          ·         No balance transfer or cash advance fee

          ·         Worldwide purchasing power
          ·         Earn 1% cash back on eligible net purchases

Plus, New cardholders are eligible for a great introductory offer2!

1Offer excludes cash advances and balance transfers. Terms and conditions may apply. Speak to a loan specialist for more details.
2Member must be in good standing with Maui FCU. All loans are subject to credit approval. Certain terms and conditions may apply. Rates and terms are subject to change without notice.

Youth Report Card Rewards Program

Maui Federal Credit Union is taking steps to ensure that being a youth member is more rewarding than ever before. Maui FCU believes in investing in the future of Maui Keiki members, and will reward hard work and excellence in school not only through the scholarship program, but also with Youth Report Card Rewards. All youth members, grades K-12 with Sprout or iThrive accounts, will be eligible to have money deposited into his or her savings account for receiving a great report card!

  • Every quarter, students may earn $1.00 for every “A” letter grade on their report card up to $5.00 cash.
  • Students who earn straight A’s on their report card will be entered into a special drawing each quarter for $25.00 cash.
  • Report Cards will be accepted for the most recent grading period only. The report card must be received by Maui FCU within 1 month of the report card date. Progress reports are not eligible.
  • Students may submit a copy of their report card by visiting the main Maui FCU branch at 107 East Wakea Avenue. Be sure to include your name, account number, and address on your report card when submitting a copy to the credit union.
  • Certain restrictions may apply1.

1Membership required. Students submitting report cards must have a Sprout or iThive account. Members may earn $1.00 for every “A” letter grade on a report card up to $5.00. Report card rewards can only be redeemed in person at the main Maui Federal Credit Union branch during normal business hours. Report Cards will be accepted for the most recent grading period only. Progress reports not eligible. Maui Federal Credit Union will accept report cards issued by public or private schools. Home-schooled students must present a copy of their report card submitted to a Board of Education. Rewards will be deposited into the member’s savings account within two business days. Other restrictions may apply. This program may be discontinued at any time without prior notice.

Virtual Halloween Costume Contest 2020

KEIKI HALLOWEEN CONTEST WINNERS

We are so excited to announce the winners of our first virtual Keiki Halloween Contest! Thank you to everyone who submitted entries to the contest and to everyone who voted. The Keiki Halloween Costume Contest was a success! We LOVED every single entry and we hope that you did too!

Halloween Costume Contest Winners:

Age Category: 0-6 Years Old

  1. Nikaela the Baby Musubi
  2. Sim Hero Trio
  3. Skye the Sweetest Strawberry

Age Category: 7-13 Years Old 

  1. Aria the Butterfly
  2. Rylee as Princess Aurora
  3. Jackson the Joker

OFFICIAL CONTEST RULES

WHO CAN ENTER
To be eligible to participate in this contest, entrants must be family members of a Maui Federal Credit Union member between the ages of 0 and 13 years old. Employees of MFCU and their immediate family members are ineligible. The term “immediate family” includes spouses and children.

HOW TO ENTER
Entry on-line, by emailing your photos to media@mauifcu.com or through private message via Facebook, Instagram, or Twitter. By submitting a photo(s), it constitutes permission for us to post the submission on social media and we may use the submitter’s name and photo for purposes of advertising and promotion by the credit union without compensation. Entries must be submitted by the parent/guardian of child. Qualified entrants may enter as often as they wish.

By entering, participants represent and warrant that they own the picture submitted, and it does not violate the rights of any third parties. No lewd, crude, or offensive photographs will be accepted. MFCU reserves the right in its sole and absolute discretion to disqualify any entry.

Photo entries will be accepted Thursday, October 22nd through Thursday, October 30th. Voting will begin on the Maui Federal Credit Union Facebook page on Friday, October 31st through Sunday, November 1st.

On Monday, November 2nd the top three winners of each category will be selected based on Facebook votes.

COSTUME CONTEST CATEGORIES
All entries received will be place into one of the categories below:
          Age Group Category 1: 0 – 6 years old
          Age Group Category 2: 7 – 13 years old

THE PRIZE(S) PER CATEGORY
1st place will receive a $25 Gift Card (no cash value)
2nd place will receive a $15 Gift Card (no cash value)
3rd place will receive a $10 Gift Card (no cash value)

Each winner will be notified by Facebook’s private and public message. Before claiming the prize, the winner must provide his/her correct name, address, and telephone number to MFCU at the time of notification. There will be no substitutions or cash alternatives for any prize. There is no limit on how many times a participant may enter. However, only one prize will be awarded per child. In claiming your prize, you acknowledge that MFCU has the right to publicize your name, character, likeness, photograph, and the fact that you are the winner for promotional purposes. Facebook, Inc. and www.facebook.com (collectively, “Facebook”) are not affiliated with MFCU nor this contest. This contest is in no way sponsored, endorsed, or administered by or associated with Facebook. For additional questions please call 808-872-5050 ext. 4346.

Tips to Revamp Your Holiday Shopping Habits

Maui FCU will be counting down the holidays with tips to revamp your Holiday Shopping Habits. It’s easy to get wrapped up in giving the perfect gift to everyone you know during the holiday season. But there is such a thing as being too generous, especially when it becomes a hazard to your finances. Consider these holiday spending tips to get you through the holiday season without crumbling your budget.

Tip #1 to Revamp Your Holiday Shopping Habits (11/07):
Make a list. Write down everyone you plan to give gifts to. Set a price limit for each person to keep your budget on track!

Tip #2 to Revamp Your Holiday Shopping Habits (11/14):
Price check. If you’re doing your shopping in-store, use your phone to see if you can find a better price somewhere else. Many stores will do a price-match if you can show them a better price is available at another retailer.

Tip #3 to Revamp Your Holiday Shopping Habits (11/21):
Get Rewarded. 
If you’re going to use a credit card for your holiday shopping, you may as well get something in return for doing so. If you’re not already using a credit card that features rewards, consider applying for a Maui FCU credit card to start earning reward points for all your holiday shopping.

Tune in every Saturday for another tip!

Notice to Members – COVID-19 Update

We will continue to follow the CDC's recommended guidelines to keep our employees and members safe.

In addition, we are taking the following precautions with our employees:

·         All workers will have their temperature taken before entering the building
·         All workers are required to have a face mask
·         Workers will sanitize and disinfect shared services frequently

We require our members to wear masks or facial coverings. We encourage our members to wash/sanitize your hands before/after coming into the branch, and — most importantly — stay at home if you are feeling sick.

To ensure employees and members maintain distance, we placed decals on the floor to direct traffic flow and have limited the number of members in the office at a time and only one member per account.


We also want to remind everyone how you can prepare now to help keep yourself, your family, and coworkers healthy. Everyone is in a better position to ward off illnesses if they are healthy.

We recommend that our members go to www.CDC.gov to learn more about prevention.

FAQs On Compromised Cards

Q: I received a letter stating that my debit card may have been compromised. What does that mean?
A: Debit card compromises occur when unauthorized individuals gain access to your payment card information. This typically means that it’s likely after using your card with a merchant, your card number, expiration date and PIN may have been manually or electronically captured for the purpose of creating a functional counterfeit payment card.

Q: Is this Maui Federal Credit Union’s fault?
A: No – debit card breaches are, unfortunately almost always totally beyond the control of the issuing financial institution. The only way to 100% eliminate the risk of a compromise is to not issue cards. Our members deserve the convenience of debit cards, so we acknowledge the potential for fraud as one of the costs of doing business. We have highly developed security and fraud detection tools in place that give us the ability to quickly respond to fraudulent activity and limit our loss exposure by blocking/closing compromised cards.

Q: How does Maui Federal Credit Union react to compromise notifications?
A: We take every compromise seriously. We require issuance of new cards for affected members. Members may receive a phone call or written notification if their card data has been compromised. Your replacement card will be ordered automatically at no charge to you.

Q: Does this mean that I have fraud on my account?
A: No. It only means that your debit card information has potentially been compromised. Your payment card may be replaced as a cautionary measure. We monitor your account 24/7 for fraud, but we also recommend that you review your account and report any suspicious or unauthorized transaction to us immediately. Online banking, mobile banking and audio response is a great way to monitor your account activity, and you won’t need to wait for a monthly statement.

Q: What do I need to do if I discover fraud on my account?
A: Call Maui Federal Credit Union immediately at (808) 873-5050. After hours, or in the case of a lost/stolen debit card, please call 1-800-472-3272.

Q: What can I do to prevent this from happening again?
A: No one can predict when their debit card will be compromised. We strongly urge our members to engage in online and mobile banking practices to increase overall awareness of the available balances in their accounts. We also have a free CardValet app to help you proactively manage your debit card and help protect yourself against fraud available for download at the Google Play Store and Apple iTunes Store. If there is ever a transaction you do not recognize, please contact us immediately and we will be glad to assist you. If you don’t take advantage of home banking, mobile banking and audio response (1-800-399-4790), be sure to protect yourself by always reviewing your monthly statement(s) as soon as they arrive.

Q: How long will it to take for me to receive a new card?
A: It usually takes seven to 10 business days to receive a new card.

Q: What if I have preauthorized debits made to my compromised debit card number?
A: You should contact the merchant(s) immediately upon receipt of your replacement card, and provide them with the new card number and expiration date.

Q: Can this information be used to steal my identity?
A: The information encoded on your debit card pertains to the card number and expiration date. Confidential information such as Social Security numbers, checking account numbers, driver’s license numbers, addresses and dates of birth are not stored on the card.

Shared Branching Is Here!

Maui Federal Credit Union members can now conduct basic transactions on your account at over 60 credit union shared branching locations in Hawaii and over 5,000 shared branching locations throughout the mainland at no charge.

Transactions available at Shared Branches include: (A valid photo ID and your Maui FCU account number must be presented when conducting transactions. Some transactions may not be available at certain locations.)

  • Cash Withdrawals will be limited to the lesser of the member’s available balance or the Outlet’s available cash
  • Deposits
  • Check Withdrawals (limited to funds available)
  • Travelers Checks (no fees for single signature checks; dual signature checks subject are subject to credit union service fees)
  • Loan Payments

On Maui, the participating shared branch locations are:

  • Aloha Pacific FCU
  • Hawaii State FCU
  • Hawaiian Financial FCU
  • HawaiiUSA FCU
  • Valley Isle Community FCU

For a list of all the participating shared branching locations log into www.co-opfs.org or download the app from Google Play or App Store.

Credit Cards Now Available

Making It Happen with your Maui Federal Credit Union VISA® Platinum Credit Card!

Take advantage of our introductory offer of 2.99% annual percentage rate for cash advances, balance transfers and purchases for 180 days. No cash advance fees or balance transfer fees. Plus get $100 bonus cash back¹ on purchase with cash rewards²

Apply for a credit card online or stop by the Credit Union to speak with a loan specialist. The Introductory Annual Percentage Rate (APR) begins at account opening for 180 consecutive days. Additional cash advances, balance transfers or purchases during the first 180 days will also receive the promotional APR for the remainder of the 180 day period. Once the promotional period is over, balances and purchases will be based on the Prime Rate in effect at account opening plus a margin, based upon your creditworthiness. Example: The post-promotional APR would range from 10.15% (as of 10/1/18) and up to, but not exceeding 18%. Offer does not include Maui Federal Credit Union’s Savings Secured Credit Card.

¹Earn $100 cash back when you make retail purchases of $2,000 within 90 days of opening a Maui Federal Credit Union Platinum VISA credit card. Offer valid to members issued new credit card accounts. Limit of one special cash-back offer per account under this promotion. Offer valid for accounts opened until March 31, 2019. Account must be open and not in default at the time the $100 is earned or paid.

²1% cash back on purchases. Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees, if any. Account must be open and not in default at the time the reward is earned or paid.

All loans are subject to approval. Other terms and conditions may apply. Rates and terms are subject to change without notice. Offer may be withdrawn at any time.

Our Brand New Look

Introducing a redesigned nature inspired logo honoring our roots and highlighting our commitment to build financial relationships with members to enhance their future and to remain relevant in a changing marketplace. The three-prong graphic resembles a pineapple crown and provides a clean and hip representation with the lime green color.

Welcome To Maui Federal Credit Union’s New Website!

Maui Federal Credit Union is excited to have finally launched our newly, redesigned website featuring easier navigation and enhanced compatibility for users with either a desktop, tablet, or mobile phone. The focus of the redesign is to improve our members’ overall experience with a website that is easy to use, and is more responsive.

We hope you enjoy the enhanced functionality and improved user experience of our site. For any feedback, please email info@mauifcu.com. On behalf of all the staff at Maui Federal Credit Union, thanks for visiting.


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