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Hours of Operation (Main Branch): Monday through Thursday 8:30AM - 4:30PM | Friday 8:30AM - 5:30PM

What's New

Card Shield - Debit Card Management at Your Fingertips!

Maui FCU Card Shield
Debit Card Management at Your Finger Tips!

Learn How to Use the Maui FCU Card Shield App:
Interactive Video Player

Card Shield lets you:
    ·         Turn your debit card on and off
    ·         Establish transaction controls for dollar amount limits, merchant categories and geographic locations
    ·         Monitor and manage debit card usage
    ·         Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
    ·         Stay informed of potential fraud with alerts on attempted, declined transactions

Control Spending
If you’re trying to establish or stick to a budget, Card Shield can help. Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores. You can also establish these controls by location. The flexible app lets you change these parameters anytime with ease via your mobile device. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs.

Fraud Protection
A lost or stolen card is just one area of concern in today’s world where Identity theft, skimming and other attacks are an unfortunate reality. Turning your Maui FCU debit card off when you’re not using it helps safeguard against fraud. When your card is “off,” no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas, add another layer of protection. And real-time alerts keep you informed when your card is used or declined.

Review Balances and Transactions
Monitor your finances from anywhere. Use the Card Shield app to check your account balances.

Get Started!
Get the mobile app that lets you control debit card usage and spending on the go!

Download the Maui FCU Card Shield App for your Apple iOS or Google Android device.

Hana Branch Location and Hours

Please Note: Our previous location at the Old Hana School will undertake extensive improvements beginning the first quarter of 2021, and will close during this renovation.

Hana Branch Location
5670 Hana Hwy, Hana, HI 96713

Hours of Operation
Monday, Wednesday, and Friday       9:00 AM – 4:00 PM
Closed for Lunch from                         12:00 PM – 2:00 PM
*Closed on Weekends and Holidays

           August Special Hours
           Week of August 9th August 15th
                     OPEN            Monday, August 9, 2021
                                           Tuesday, August 10, 2021
                                           Wednesday, August 11, 2021
                     Closed          Thursday, August 12, 2021
                                           Friday, August 13, 2021

           Week of August 16th  August 22nd
                     Closed          Monday, August 16, 2021
                                           Tuesday, August 17, 2021
                     OPEN            Wednesday, August 18, 2021
                                           Thursday, August 19, 2021
                                           Friday, August 20, 2021

If you have any questions please call
*Days of operation and office hours may vary. Please call first before visiting.

Friendly Reminders
      ·     For the safety and wellbeing of our staff, please wear a mask at all times when at the branch.
      ·     No cash on property premises.
      ·     To conduct transactions, members must bring a VALID government issued ID
            Valid = Non-expired, government issued, picture identification.

The following transactions can currently be performed:
      ·     Deposits
      ·     Loan Payments
      ·     Check Withdrawals
      ·     Transfers
      ·     Balance Inquiries

We truly appreciate your business and are grateful for the trust you have placed in Maui FCU. We look forward to continue serving the Hana community.

Food Drive 2021 | Credit Unions of Maui Coalition*

Support the Credit Unions of Maui* Coalition's Annual Food Drive Campaign! | June 1st - July 31st

With over 27,000 people in Maui County not knowing where their next meal is coming from, the hard work of reducing hunger never ends. In Maui County, 1 in 5 Keiki goes hungry daily. Give now and together we can make a difference.

Your donation ensures that keiki receive the nutrition they need; senior citizens don't have to choose between nutritious meals and their daily medication; and parents don't have to put paying for electricity ahead of feeding their families.

With each dollar donated to the Maui Food Bank, they can provide 2 meals to hungry people on the islands of Maui, Molokai, and Lanai.

Together, we can work to ensure no one in our Maui 'ohana goes hungry!

How to help us fight hunger?

Drop off food donations at one of the Credit Unions of Maui* Coalition locations. 

  2) Donate Online (Virtual Drive)
      Text COALITION34 to 71777 for our fundraiser page OR Scan our QR Code

From the fundraiser page, click on "Make a Donation". You can fill your virtual cart with items or meals. You can also give an additional monetary gift.

    *Credit Unions of Maui Coalition include Kahului Federal Credit Union, Maui Federal Credit Union,
Teachers Credit Union, Valley Isle Community Federal Credit Union, and Wailuku Federal Credit Union

Introducing Mobile Deposits

Tap. Snap. Deposit!
Deposit Checks from Anywhere at Anytime

Have a check you need to deposit but can't make it to a branch? No problem. With Mobile Deposit, you can deposit personal checks safely and securely from anywhere you have access to a mobile device—all without having to visit a branch.

Contact us today by stopping by one of our locations, via secure email through Online Banking, or by g
iving us a call at 808.873.5050 to learn more. 

*Terms and conditions apply. Must be eligible for service. For Eligibility Requirements and for the Mobile Deposit Service Agreement, Click Here.

Interactive Video Player Simply follow these 10 easy steps to start using Mobile Deposit today!
1. Log into our Maui FCU App.
2. Select “Deposit” on the navigation panel at the top of your screen.
3. TAP on "Deposit a Check".
4. Select which account you would like to deposit into.
5. Enter your check amount on your smartphone/tablet.
6. Endorse the back of your check with your Signature and write Mobile Deposit at Maui FCU Only”.
7. The application will then ask you to SNAP a photo of the front and the back of your check. Please follow the instructions as stated on the application.
8. Confirm your DEPOSIT amount and submit.
9. Check back frequently to check the status of your deposit.
10. And that's it! You've successfully deposited your check pending its approval.


For a Click-Through Tutorial, Click Here.

All checks must be endorsed properly. 




What is Mobile Deposit? Mobile Deposit is a service that allows members to deposit checks into their personal share or share draft account without visiting a branch or ATM. This mobile deposit can be done anywhere with the use of their Smartphone and the Maui FCU Mobile App.

          Tips on using Mobile Deposit:
                  ·         Hold the camera as rectangular to the check as possible
                  ·          Use in a well-lit area
                  ·         No shadows across the check
                  ·         All four corners of the check are visible
                  ·         Check is not blurry
                  ·         The MICR line (numbers on the bottom of the check) is readable
                  ·          Make sure the amount that was entered matches the amount written on the check

What are the benefits of using Mobile Deposit?
       ·         Freedom to deposit original checks anytime and from anywhere with your Mobile App
       ·         Safe, fast and secure transmission of your funds
       ·         Easily review Mobile Deposit history
       ·         Save time and money by reducing trips to the Credit Union

Who is eligible to use Mobile Deposit?
       ·         Must have an eligible deposit account with us for at least 90 days;
       ·         Must be enrolled in Online and Mobile Banking;
       ·         Your mailing address, physical address and phone number on your account with us must be current and valid;
       ·         Must be a member in good standing. A member in good standing is a member who is current with all obligations outstanding with the Credit Union and has not caused the Credit Union a loss.

How do I sign up for Mobile Deposit?
There are three ways to enroll for Mobile Deposit.
    1.    Visit one of the Maui FCU locations and request Mobile Deposit Service.
    2.    Call us at our Main Branch at 808.873.5050 to request Mobile Deposit Service.
    3.    Email us via secure email through your Online Banking account.
          a.    Log in to your Online Banking account through the Maui FCU website –
          b.    Click on the Message Icon (envelope, top right corner)
          c.    From the top menu, select “Compose New Message”
          d.    Subject Line: Mobile Deposit Service Request

If you are eligible for the service, within one business day, you will receive an email with the link to the Credit Union’s Member Agreement for Mobile Deposit Services. By utilizing the service, you agree to the terms and conditions.

Is Mobile Deposit safe? Mobile Deposit uses the same security and encryption measures we employ with all of our online banking services. When it comes to our members' deposits, safety is our primary concern.

Is there a fee to use Mobile Deposit? No, Mobile Deposit is free. The Credit Union reserves the right to make changes to the usage fee at any time. Should we decide to charge for the service, you will be notified. You are responsible with any and all applicable mobile service and internet provider fees you incur from utilizing the service.

24/7 Debit Card Support Center

At Maui FCU, we offer you more than deposit accounts and loans. We want to be here for you when you need us the most! If you need assistance with your Debit Card, contact the Maui FCU Debit Card Support Center.


  • Request a Card Replacement for Damage Debit Card
  • Request a Pin Reissue or Reset
  • Inquire About a Declined Transaction
  • Notate Travel Exemptions on Account
  • Request a Temporary Limit Increase
  • Report a Lost and Stolen Debit Card

Call the Toll-Free Number, whenever you need assistance*.
*You will be required to verify your account for security purposes. 

Higher Education Scholarship 2021

No Longer Accepting Applications for 2021

Congratulations to all Maui FCU Scholarship Recipients!

Maui Federal Credit Union is committed to improving the financial lives of our members. Our financial resources for young adults and the annual Scholarship Program were created to help members with early financial milestones, like going to college.

Maui FCU will award at least three (3) $1,000 associate, baccalaureate or graduate degree scholarships for the Fall 2021 term for a minimum total of $3,000.

Submit scholarship application via mail, email, online application, or branch drop off.
For more information: Scholarship Brochure

Deadline: June 1, 2021


  • A Maui FCU primary member in good standing1 for at least a year prior to the deadline for submitting the scholarship application and must continue to be a primary member at the time the scholarship is awarded.
  • Enrolled in an associate, baccalaureate or graduate degree program at an accredited college or university.
  • Attendance must be on a full-time2 basis during the award year.

1Member is current with all obligations outstanding with Maui FCU and has not caused the Credit Union a loss.  Parental membership does not qualify applicant. All applicants must themselves be a member of a participating credit union.
 2Full-time is defined by the specific college or university. For example, the University of Hawaii requires a minimum of 12 credits per semester for full-time status in undergraduate programs.

Note:  To provide opportunities for all members, the Maui FCU member scholarship is restricted to one award per member per lifetime.


  • Completed scholarship application must be received via online application, email, main branch drop-off, or mail by June 1, 2021 at 11:59 PM.
    Mail to: Maui Federal Credit Union, Higher Education Scholarship, 107 East Wakea Avenue, Kahului, HI 96732
  • Applicant must submit an essay, video, or photograph with completed application. Scholarship Requirements and topics can be found within the application.
  • Applicant must submit a resume, headshot, and proof of college/university enrollment2.

Eligible members may request an official scholarship entry form:

  • Online at
  • By calling Donna Paz at 808.873.5050 ext. 4346
  • Via Email to
  • In person at any branch location
  • Application deadline is Tuesday, June 1, 2021 by 11:59 PM (or postmarked by June 1, 2021)
  • Scholarship winners will be notified no later than Thursday, July 15, 2021.
  • All scholarship entries become the exclusive property of Maui Federal Credit Union

Youth Report Card Rewards Program

Maui Federal Credit Union is taking steps to ensure that being a youth member is more rewarding than ever before. Maui FCU believes in investing in the future of Maui Keiki members, and will reward hard work and excellence in school not only through the scholarship program, but also with Youth Report Card Rewards. All youth members, grades K-12 with Sprout or iThrive accounts, will be eligible to have money deposited into his or her savings account for receiving a great report card!

  • Every quarter, students may earn $1.00 for every “A” letter grade on their report card up to $5.00 cash.
  • Students who earn straight A’s on their report card will be entered into a special drawing each quarter for $25.00 cash.
  • Report Cards will be accepted for the most recent grading period only. The report card must be received by Maui FCU within 1 month of the report card date. Progress reports are not eligible.
  • Students may submit a copy of their report card by visiting the main Maui FCU branch at 107 East Wakea Avenue. Be sure to include your name, account number, and address on your report card when submitting a copy to the credit union.
  • Certain restrictions may apply1.

1Membership required. Students submitting report cards must have a Sprout or iThive account. Members may earn $1.00 for every “A” letter grade on a report card up to $5.00. Report card rewards can only be redeemed in person at the main Maui Federal Credit Union branch during normal business hours. Report Cards will be accepted for the most recent grading period only. Progress reports not eligible. Maui Federal Credit Union will accept report cards issued by public or private schools. Home-schooled students must present a copy of their report card submitted to a Board of Education. Rewards will be deposited into the member’s savings account within two business days. Other restrictions may apply. This program may be discontinued at any time without prior notice.

Notice to Members – COVID-19 Update

We will continue to follow the CDC's recommended guidelines to keep our employees and members safe.

In addition, we are taking the following precautions with our employees:

·         All workers will have their temperature taken before entering the building
·         All workers are required to have a face mask
·         Workers will sanitize and disinfect shared services frequently

We require our members to wear masks or facial coverings. We encourage our members to wash/sanitize your hands before/after coming into the branch, and — most importantly — stay at home if you are feeling sick.

To ensure employees and members maintain distance, we placed decals on the floor to direct traffic flow and have limited the number of members in the office at a time and only one member per account.

We also want to remind everyone how you can prepare now to help keep yourself, your family, and coworkers healthy. Everyone is in a better position to ward off illnesses if they are healthy.

We recommend that our members go to to learn more about prevention.

Tips to Revamp Your Holiday Shopping Habits

Maui FCU will be counting down the holidays with tips to revamp your Holiday Shopping Habits. It’s easy to get wrapped up in giving the perfect gift to everyone you know during the holiday season. But there is such a thing as being too generous, especially when it becomes a hazard to your finances. Consider these holiday spending tips to get you through the holiday season without crumbling your budget.

Tip #1 to Revamp Your Holiday Shopping Habits (11/07):
Make a list. Write down everyone you plan to give gifts to. Set a price limit for each person to keep your budget on track!

Tip #2 to Revamp Your Holiday Shopping Habits (11/14):
Price check. If you’re doing your shopping in-store, use your phone to see if you can find a better price somewhere else. Many stores will do a price-match if you can show them a better price is available at another retailer.

Tip #3 to Revamp Your Holiday Shopping Habits (11/21):
Get Rewarded. 
If you’re going to use a credit card for your holiday shopping, you may as well get something in return for doing so. If you’re not already using a credit card that features rewards, consider applying for a Maui FCU credit card to start earning reward points for all your holiday shopping.

Tip #4 to Revamp Your Holiday Shopping Habits (11/28):
Don't Procrastinate. You're more likely to overspend when you're shopping in a rush, so don't wait until the last minute to hit the stores. Plan ahead and take your time to watch for good sales.

Tip #5 to Revamp Your Holiday Shopping Habits (12/05):
Stay on Top of Your Spending. Pay your bills regularly and use online banking and account statements to keep track of your spending.

  • Setup your online banking. Banking online means accessing your bank account and carrying out financial transactions through the internet on your smart device or computer. This gives you the ability to manage your bank account when it's most convenient for you.
  • Download the Maui FCU Mobile Banking App. The advantages of mobile banking include: Ease of Access, Allows you to track your finances, and it's convenient & secure.
  • Control Your Spending using CardValet. If you're trying to establish or stick to a budget, CardValet can help! Set spending limits for general use of specify thresholds by merchant types like gas, groceries, or retail stores.

Tip #6 to Revamp Your Holiday Shopping Habits (12/12):
Avoid Shopping Sprees. Create a list of gift ideas and then stick to it when you enter a store. If you feel tempted to make off-list purchases, consider leaving the store for a few minutes to give yourself time to think about your purchases before making them.

Tip #7 to Revamp Your Holiday Shopping Habits (12/19):
Consider Making Gifts. A homemade gift may not work for everyone on your list, but a thoughtful gift - whether photos for grandparents or baked goods for teachers and neighbors - are good options for many.

Tip #8 to Revamp Your Holiday Shopping Habits (12/26):
After Holiday Planning. Now that you've survived the holidays, preparing for next year's season is probably the last thing you want to do. But trust us on this - taking the time now to plan and save for the next holiday season is the best way to ensure more joy and less stress next time.

Mahalo for following our Holiday Shopping Habit tips segment!

Careers - Join our Team!

At Maui FCU, we are committed to building financial relationships with our members to enhance their future. As a team, we help our members improve their economic well-being, quality of life, and help achieve their goals. We can make it happen. Members at Maui FCU come from every walk of life.

If you’re passionate about providing exceptional customer service, making a difference, and contributing to our Maui community, Maui Federal Credit Union may be the right place for you. Maui Federal Credit Union is seeking a full-time Member Service Representative I (Teller – Entry Level Position) to join our team. Help us to meet our mission towards building financial relationships with members to enhance their future.

Interested in joining our team?
We request the following information to help us make the best possible placement within the credit union:
   ·         Application Form (Click for form)
   ·         Resume

Completed applications will only be accepted via email and/or by mail to the address below.

Email Applications to:
   Tasha Mahelona, Operations Supervisor
   Email:  |  Subject Line: Maui FCU Career Opportunity

Mail Completed Applications to:
   Maui Federal Credit Union
   Attn: Tasha Mahelona, Operations Supervisor
   107 East Wakea Avenue
   Kahului, HI 96732

Thank you for your interest in employment with Maui Federal Credit Union!

Maui FCU is an Equal Opportunity Employer (EOE) and Equal Employment Opportunity (EEO)/Affirmative Action (AA)/Vet/Disability Institution. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status or other legally protected status.

FAQs On Compromised Cards

Q: I received a letter stating that my debit card may have been compromised. What does that mean?
A: Debit card compromises occur when unauthorized individuals gain access to your payment card information. This typically means that it’s likely after using your card with a merchant, your card number, expiration date and PIN may have been manually or electronically captured for the purpose of creating a functional counterfeit payment card.

Q: Is this Maui Federal Credit Union’s fault?
A: No – debit card breaches are, unfortunately almost always totally beyond the control of the issuing financial institution. The only way to 100% eliminate the risk of a compromise is to not issue cards. Our members deserve the convenience of debit cards, so we acknowledge the potential for fraud as one of the costs of doing business. We have highly developed security and fraud detection tools in place that give us the ability to quickly respond to fraudulent activity and limit our loss exposure by blocking/closing compromised cards.

Q: How does Maui Federal Credit Union react to compromise notifications?
A: We take every compromise seriously. We require issuance of new cards for affected members. Members may receive a phone call or written notification if their card data has been compromised. Your replacement card will be ordered automatically at no charge to you.

Q: Does this mean that I have fraud on my account?
A: No. It only means that your debit card information has potentially been compromised. Your payment card may be replaced as a cautionary measure. We monitor your account 24/7 for fraud, but we also recommend that you review your account and report any suspicious or unauthorized transaction to us immediately. Online banking, mobile banking and audio response is a great way to monitor your account activity, and you won’t need to wait for a monthly statement.

Q: What do I need to do if I discover fraud on my account?
A: Call Maui Federal Credit Union immediately at (808) 873-5050. After hours, or in the case of a lost/stolen debit card, please call 1-800-472-3272.

Q: What can I do to prevent this from happening again?
A: No one can predict when their debit card will be compromised. We strongly urge our members to engage in online and mobile banking practices to increase overall awareness of the available balances in their accounts. We also have a free CardValet app to help you proactively manage your debit card and help protect yourself against fraud available for download at the Google Play Store and Apple iTunes Store. If there is ever a transaction you do not recognize, please contact us immediately and we will be glad to assist you. If you don’t take advantage of home banking, mobile banking and audio response (1-800-399-4790), be sure to protect yourself by always reviewing your monthly statement(s) as soon as they arrive.

Q: How long will it to take for me to receive a new card?
A: It usually takes seven to 10 business days to receive a new card.

Q: What if I have preauthorized debits made to my compromised debit card number?
A: You should contact the merchant(s) immediately upon receipt of your replacement card, and provide them with the new card number and expiration date.

Q: Can this information be used to steal my identity?
A: The information encoded on your debit card pertains to the card number and expiration date. Confidential information such as Social Security numbers, checking account numbers, driver’s license numbers, addresses and dates of birth are not stored on the card.

Shared Branching

*Due to the evolving COVID-19 pandemic, some Shared Branch locations may be temporarily unavailable. The Locator is frequently updated, but you may wish to contact the branch to confirm their status. 

Maui Federal Credit Union members can now conduct basic transactions on your account at over 60 credit union shared branching locations in Hawaii and over 5,000 shared branching locations throughout the mainland at no charge.

Transactions available at Shared Branches include: (A valid photo ID and your Maui FCU account number must be presented when conducting transactions. Some transactions may not be available at certain locations.)

  • Cash Withdrawals will be limited to the lesser of the member’s available balance or the Outlet’s available cash
  • Deposits
  • Check Withdrawals (limited to funds available)
  • Travelers Checks (no fees for single signature checks; dual signature checks subject are subject to credit union service fees)
  • Loan Payments

On Maui, the participating shared branch locations are:

  • Aloha Pacific FCU
  • Hawaii State FCU
  • Hawaiian Financial FCU
  • HawaiiUSA FCU
  • Valley Isle Community FCU

For a list of all the participating shared branching locations log into or download the app from Google Play or App Store.

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