Savings
| Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
|---|
|
Regular Share
|
$25
|
$100
|
0.050%
|
0.05%
|
|
Secondary Share
|
$100
|
$100
|
0.050%
|
0.05%
|
|
Sprout Share
|
$25
|
None
|
0.050%
|
0.05%
|
|
iThrive Share
|
$25
|
None
|
0.050%
|
0.05%
|
|
Christmas Club Share
|
None
|
None
|
0.050%
|
0.05%
|
|
Checking
| Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
|---|
|
Share Draft
|
None
|
None
|
0.020%
|
0.02%
|
|
Share Certificates1
| Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
|---|
|
3 Month
|
$1,000
|
None
|
0.250%
|
0.25%
|
|
6 Month
|
$1,000
|
None
|
0.499%
|
0.50%
|
|
9 Month CD Special2
Limited Offer
New Money3
|
$5,000
Max Deposit - $250,000
|
None
|
3.447%
|
3.50%
|
|
1 Year
|
$1,000
|
None
|
0.747%
|
0.75%
|
|
2 Year
|
$1,000
|
None
|
1.243%
|
1.25%
|
|
3 Year
|
$1,000
|
None
|
1.489%
|
1.50%
|
|
4 Year
|
$1,000
|
None |
1.588% |
1.60% |
|
5 Year
|
$1,000
|
None
|
1.735%
|
1.75%
|
1 Early withdrawal penalty provision applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts.
2 CD Specials. Annual Percentage Yields (APY) are accurate as of 12/21/2022. Early withdrawal penalty provision applies. The above rates are available for a limited time. All rates are subject to change at any time and without prior notice. Other terms or conditions may apply. Fees may reduce your earnings.
3 New Money Preferred.
|
Individual Retirement Accounts (IRAs)
| Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
|---|
|
Traditional IRA
|
None
|
None
|
0.995%
|
1.00%
|
|
Roth IRA
|
None
|
None
|
0.995%
|
1.00%
|
|
Coverdell Education Savings Account (Coverdell ESA)
| Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
|---|
|
Coverdell ESA
|
None
|
None
|
0.995%
|
1.00%
|
|
*APY = Annual Percentage Yield. The APY may change after the account is opened. APYs are effective as of 10/01/2022, and may change at any time without notice. Fees may reduce earnings.
Rates, terms and conditions are subject to change at any time without prior notice.
|