If you ever receive a phone call, Facetime, text, letter, email, etc., please remember...MauiFed WILL NEVER ask you to provide your debit/credit card number. We will never ask for your Online Banking log in credentials or passwords. DO NOT respond to these texts or calls.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Effective Date: August 1, 2025
The rates contained in this deposit rate section are accurate as of August 1, 2025. For current information, contact MAUIFED at 808-873-5050.
Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
Regular Share | $25 | $100 | 0.050% | 0.05% |
Secondary Share | $100 | $100 | 0.050% | 0.05% |
Sprout Share | $25 | None | 0.050% | 0.05% |
iThrive Share | $25 | None | 0.050% | 0.05% |
Christmas Club Share | None | None | 0.050% | 0.05% |
Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
Share Draft | None | None | 0.020% | 0.02% |
Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
3 Month | $1,000 | None | 0.250% | 0.25% |
6 Month | $1,000 | None | 3.688% | 3.75% |
1 Year | $1,000 | None | 3.445% | 3.50% |
2 Year | $1,000 | None | 3.445% | 3.50% |
3 Year | $1,000 | None | 2.957% | 3.00% |
4 Year | $1,000 | None | 2.957% | 3.00% |
5 Year | $1,000 | None | 2.957% | 3.00% |
1 Early withdrawal penalty provision applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts.
Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
Traditional IRA | None | None | 2.472% | 2.500% |
Roth IRA | None | None | 2.472% | 2.500% |
Account Type | Min. Opening Deposit | Min. Daily Balance to Earn APY | Dividend Rate | APY* |
Coverdell ESA | None | None | 2.472% | 2.500% |
*APY = Annual Percentage Yield. The APY may change after the account is opened. APYs are effective as of 08/01/2025, and may change at any time without notice. Fees may reduce earnings.
Rates, terms and conditions are subject to change at any time without prior notice.
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