Deposit Rates

Effective Date: April 1, 2021
The rates contained in this deposit rate section are accurate as of April 1, 2021. For current information, Maui FCU at 808-873-5050.

Savings

Account Type  Min. Opening Deposit Min. Daily Balance to Earn APY Dividend Rate APY*

Regular Share

$25 

$100 

0.050%

0.05% 

Secondary Share

$100

$100 

0.050% 

0.05% 

Sprout Share

$25 

None 

0.050% 

0.05% 

iThrive Share

$25 

None 

0.050% 

0.05%

Christmas Club Share 

None

None

0.050% 

0.05% 

Checking

Account TypeMin. Opening DepositMin. Daily Balance to Earn APYDividend RateAPY*

Share Draft

None

None

0.020%

0.02%

Share Certificates1

Account TypeMin. Opening DepositMin. Daily Balance to Earn APYDividend RateAPY*

3 Month

$1,000

None

0.150%

0.15%

6 Month

$1,000

None

0.200%

0.20%

1 Year

$1,000

None

0.349%

0.35%

2 Year

$1,000

None

0.499%

0.50%

3 Year

$1,000

None

0.499%

0.50%

4 Year

$1,000

 None  0.499%  0.50%

5 Year

$1,000

None

0.747%

0.75%

Early withdrawal penalty provision applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts. 

Individual Retirement Accounts (IRAs)

Account TypeMin. Opening DepositMin. Daily Balance to Earn APYDividend RateAPY*

Traditional IRA

None

None

0.499%

0.50%

Roth IRA

None

None

0.499%

0.50%

Coverdell Education Savings Account (Coverdell ESA)

Account Type Min. Opening Deposit Min. Daily Balance to Earn APY Dividend Rate  APY*

Coverdell ESA

None

None

0.499% 

0.50% 

*APY = Annual Percentage Yield.  The APY may change after the account is opened. APYs are effective as of 04/01/2021, and may change at any time without notice. Fees may reduce earnings.

Rates, terms and conditions are subject to change at any time without prior notice. 

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