Loan Rates

Effective Date: September 21, 2021
The rates contained in this loan rate section are accurate as of September 1, 2021. For current information, Maui FCU at 808-873-5050.

New Auto

100% financing available

TermAPR

Up to 66 months

As low as 2.50%

78 months

As low as 3.25%

90 months

As low as 4.25%

Payment Example: A loan of $15,000 at 2.50% APR over a 5-year term would require monthly payments of approximately $266.21
Please Note: Above stated Repayment Example payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. 

Used Auto

100% of Kelly Blue Book Lending Value

TermAPR

Up to 66 months

As low as 2.50%

78 months

As low as 3.25%

90 months

As low as 4.25%

Payment Example: A loan of $15,000 at 2.50% APR over a 5-year term would require monthly payments of approximately $266.21

Please Note: Above stated Repayment Example payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. 

Older Auto

Used Autos over 5 years old

TermAPR

Up to 54 months

As low as 4.75%

66 months

As low as 5.25%

Payment Example: A loan of $10,000 at 4.75% APR over a 4-year term would require monthly payments of approximately $229.19
Please Note: Above stated Repayment Example payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. 

Personal Loans

Term

APR

54 months

As low as 5.75%

66 months

As low as 6.25%

78 months

As low as 7.00%

Payment Example: A loan of $5,000 at 5.75% APR over a 54-term would require monthly payments of approximately $116.87

Holiday Loans

Term

APR

12 months

As low as 2.99%

Payment Example: A loan of $2,000 at 2.99% APR over a 1-year term would require monthly payments of approximately $69.38

Shared Secured Loans

Term

APR

Up to 120 months

As low as 2.00%

Subject to a pledge against “Fully Secured Share Account” only
Payment Example: A loan of $5,000 at 2.00% APR over a 5-year term would require monthly payments of approximately $116.87

Real Estate Loans

Please call us at 808-873-5050 for current rates.

*APR = Annual Percentage Rate.

*Rates, terms and conditions are subject to change at any time without prior notice. The quoted rate is the lowest available with payroll deduction. Other terms and conditions may apply to receive the lowest available rate. Higher rates may apply depending on your credit performance. All loans are subject to qualification. You must be a member to apply for a loan.

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