FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Get started with our simple and secure Share Draft Account
A basic account that meets your everyday needs.
With our checking account, LESS is MORE. A lot of banks seem to have a fee for everything. Fortunately, we’re not a bank. We are owned by you and work for you to give you control of your financial future. We want to help you pay less, so we provide our members with great features, like free easy-to-use online access, and the potential to earn dividends on your balance.
We offer savings and checking solutions that help our youth start building financial habits early.
When you choose a Maui FCU Share Draft Account, you’ll get easy‑to‑use benefits that simplify your banking life.
Mobile Wallet
Mobile Deposit
eStatements
Overdraft Protection
Direct Deposit
Account Alerts
Reorder Checks
Bill Pay
Zelle (Coming Soon)
Debit Card Management at your Fingertips! Track your daily purchases and monthly subscriptions easily with your Maui FCU mobile app.
Overdraft Protection gives you peace of mind should you accidentally overdraw your account. It’s a good habit to keep an eye on your finances and make sure you have enough funds in your accounts to cover your day-to-day expenses. Here at Maui FCU, we understand that sometimes overdrafts still happen. This protection ensures that overdrafts — including Debit/ATM transactions that exceed your available balance — are covered by another approved source of funds.
Overdraft Transfer
Line of Credit
To set up overdraft protection for your account, visit one of our branches or contact us!
1 Generally, if a member has more than one account of the same ownership, those accounts are added together and insured in the aggregate. There are exceptions though. You may qualify for additional coverage on revocable trust accounts. You may also obtain additional separate coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts and you properly complete account forms and applications. Visit https://www.mycreditunion.gov for more information.
Transfer high-rate balances to our low-rate solutions.