With our checking account, LESS is MORE. A lot of banks seem to have a fee for everything. Fortunately, we’re not a bank. We are owned by you and work for you to give you control of your financial future. We want to help you pay less, so we provide our members with great features, like free easy-to-use online access, and the potential to earn dividends on your balance.
Perfect for you if:
You want an easy-access way to access your money.
You need options, not service fees.
You use your debit card often and want security.
Enjoy less fees which means more money in your pocket
Enjoy peace of mind knowing your Checking account is federally insured to at least $250,000¹, combined with your other accounts
Fraud Protection at your fingertips with the Maui FCU Mobile App
Overdraft Protection gives you peace of mind should you accidentally overdraw your account. It’s a good habit to keep an eye on your finances and make sure you have enough funds in your accounts to cover your day-to-day expenses. Here at Maui FCU, we understand that sometimes overdrafts still happen. This protection ensures that overdrafts — including Debit/ATM transactions that exceed your available balance — are covered by another approved source of funds.
Your transaction will still clear even if you don’t have enough money in your account, helping to expedite transactions when you’re in a hurry.
The cost is usually less than paying an overdraft fee.
It may allow checks to clear, which in turn can help you avoid returned check fees from merchants.
It can provide access to funds in times of emergency.
We have Overdraft Protection options for you:
Connects to your share account
Money automatically transfers if you don’t have the funds available in your share draft account
1 Generally, if a member has more than one account of the same ownership, those accounts are added together and insured in the aggregate. There are exceptions though. You may qualify for additional coverage on revocable trust accounts. You may also obtain additional separate coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts and you properly complete account forms and applications. Visit https://www.mycreditunion.gov for more information.