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Refer a Friend

$25 for YOU, $25 for Your FRIEND!

Member Referral Program Details
This program is our way of thanking our members for referring friends, family, and colleagues to Maui FCU.

If you are a Maui FCU member, you will receive a $25.00 bonus for each friend, family member, and/or colleague you refer who joins the credit union. You can receive a bonus for up to 12 referrals each calendar year (totaling up to $300 per year).

New members who join as part of this program can receive a $25.00 bonus.

Member Referral Program participants must meet the qualification requirements for Maui FCU membership. Program details are below and  may change at any time without notice.

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How to qualify for the $25.00 member bonus:

  • You need to be a current Maui FCU member with $25.00 in your Share account. Current employees, Maui FCU Board of Directors, and Supervisory Members of the credit union are not eligible.
  • The friend, family member, and/or colleague you refer must:
    • Designate you as the referring member during their membership application process.
    • Successfully open a Share account at a Maui FCU branch and complete the required actions.
    • Not be a current or past Maui FCU member (within the last 12 months).
  • We will deposit $25.00 to your share account within 10 business days after the above qualifications are met.




How to qualify for the $25.00 new member bonus:

  • At account opening, designate that you were referred by the Maui FCU member in your membership application.
  • Complete the following steps within the first 30 days of joining Maui FCU:
    • Open a share account at a Maui FCU branch.
    • Enroll in eStatements and Digital Banking.
    • Complete one (1) of the following:
      • Set up a recurring electronic deposit, OR
      • Open a Share Certificate (Share Certificate: Minimum to Open $1,000 or Youth Share Certificate: Minimum to Open $500)
  • You cannot be a current member or past Maui FCU member within the last 12 months. Joint account members are eligible if they become a primary member.

If you qualify, we will deposit $25.00 to your savings account within 45 days of you joining Maui FCU.


*Certain Conditions Apply! Check eligibility. The minimum balance required to open a Share account is $25.00 and a $1.00 membership fee. A valid form of identification (i.e., Hawaii Driver’s License, Passport, or Military I.D.) is required.

**Maui FCU reserves the right to discontinue the program at any time without prior notice. To receive the incentive described, the person being referred must: be referred by an existing Maui FCU member, not be an existing Maui FCU member or had a Maui FCU account closed within the last 12 months.'

Maui FCU Visa Platinum Credit Card

Smart Shopping and our Visa go hand in hand.

Low Intro APR Promo: 2.99% APR*

  • NO FEES for Cash Advances
  • NO FEES for Balance Transfers
  • CASH BACK on Eligible Everyday Purchases1

Learn More about Credit Card



*The introductory Annual Percentage Rate (APR) begins at account opening for 180 consecutive days. Additional cash advances, balance transfers or purchases during the first 180 days will also receive the promotional APR for the remainder of the 180 day period. Once the promotional period is over, balances and purchases will be based on the Prime Rate in effect plus a margin, based upon your creditworthiness. Example: The post-promotional APR would range from 8.15% (as of 01/01/2022) and up to, but not exceeding 18%. Offer does not include Maui Federal credit Union’s Savings Secured Credit Card.

11% cash back on purchases. Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees, if any. Account must be open and not in default at the time the reward is earned or paid.

All loans are subject to approval and credit card applications are available to Maui FCU members only. Other terms and conditions may apply. Rates are subject to change without notice. Offer may be withdrawn at any time.

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