Auto Loans
What drives you? Name it. We’ll get you there.
Have you had your eye on that dream car or truck? You name it, and Maui FCU can help get you there faster with a comprehensive auto loan. Whether you just want to get there on time or arrive in style, an auto loan with Maui FCU is a smart way to help you reach your destination on your terms.
Features
In addition to being a resource you know and trust, we offer numerous features to make the process easy:
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Auto Smart Vehicle Search
Searching for a vehicle? We’ve got you covered!
We want your car buying experience to be stress-free. Use our AutoSMART vehicle search engine to find the vehicle of your dreams.
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Personal Loans
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Life’s full of unexpected opportunities and sometimes expenses. Personal loans are all about you. We can help you plan that special occasion, manage unexpected expenses, get out of town on that once-in-a-lifetime vacation or consolidate your higher interest rate debt with a personal loan at a lower interest rate. We offer great rates, flexible terms and convenient repayment options.
Loan Options
Our Personal Loan Options Allow You to Find the Right Fit for Your Unique Needs
EZ Loan
If you have a payday or cash advance loan, you are probably paying extremely high interest rates and fees. When the unexpected happens and you find yourself short on cash between paydays, an EZ Loan can provide you with a better alternative to payday lenders. Not only will you receive the short-term funds you need, you’ll also be building your credit profile.
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Vacation Loans
Go ahead and plan that dream vacation you’ve always wanted. Our Vacation Loan makes it quick and easy to get all the cash you need to reach your vacation destination.
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Holiday Loans
Unwrap your low rate. If you find “Santa” needing a little financial help for the holiday season, a Holiday Loan may be a better fit for your finances, and a great alternative to higher rate credit or store cards.
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Credit Builder Loans
Not everyone has a perfect credit history and it is often difficult for members to build credit if they have experienced poor payment history or have no credit history at all. Maui FCU recognizes this challenge and is committed to helping our members who are faced with these situations
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Line of Credit/Overdraft Protection
A line of credit/overdraft protection can serve as a handy emergency fund or a way to pay for something that is out of your financial reach. Unlike a typical loan, you make payments only on the credit you’ve actually used.
Dealing with a potentially unpredictable expense? A Line of Credit/Overdraft Protection may be the perfect solution for you. Even though you make payments on the amount of credit you use, knowing that you can borrow the maximum amount may provide you with something priceless: peace of mind.
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Mortgage Loans
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Refinancing your mortgage can give you additional flexibility if you want to save money or pay off your mortgage faster. No matter what your reason is, Maui FCU’s loan specialists will work with you to give you the best option to fit your needs.
Contact us today at 808.873.5050 or come by our main branch for rates.
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Home Equity Loans
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You've worked hard to build equity in your home. Use the equity in your home to pay for college tuition and school expenses, remodel your kitchen or make other home improvements, consolidate debt, fund a vacation and more. Maui FCU has a Home Equity Line of Credit to fit your needs and to help you get more out of your home and your life.
Contact us today at 808.873.5050 or come by our main branch for rates.
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Secured Loans
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A Share Secured Loan from Maui FCU allows you to borrow against the balance in your savings and receive a lower interest rate. So why borrow against the money you already have that is available to spend? We use Share Secured Loans to help a variety of members with their unique needs.
The Credit Rebuilder
If you have bruised credit or have a hard time getting a loan because of your payment history, a Shared Secured Loan can be the right kind of loan to get you back on your feet. If you’ve been turned down for loans in the past, talk to us about it. We’d like to help you create a personalized plan to rebuild your credit.
The Credit Establisher
Establishing healthy credit is a very important step for young adults to have a successful financial future. Acquiring debt is not always advisable for young adults, but having a healthy credit score is very important for their financial future. When it comes to buying a house, qualifying for lower rates on insurance, or even getting certain jobs, a good credit score will save you a lot of money.
The Savings Protector
Sometimes you want to get a loan for something, even when you have all the money saved up. Some members prefer the discipline of borrowing against their savings to buy a car, go on vacation, or to meet some other need. Our Share Secured Loans have a low interest rate and can offer you a low-cost way to finance your purchase without draining your savings.
With a Share Secured Loan:
- Funds borrowed can be used for virtually anything
- Collateral from your share account qualifies you for a lower rate than an unsecured loan
- Flexible terms to better fit your financial situation
- Maximum loans are based on deposit
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Green Energy Loans
Save Energy, Save Money, and Save the Environment
Reducing energy consumption at home decreases the cost of the electric bill each month, but it also reduces air and water pollution, as well as greenhouse gas emissions. We can help you finance your green energy projects so you can get started sooner! Save on utility bills and do your part to be kind to Maui and our planet.
Green Energy Loans include the following:
- Electric Powered Vehicles
- Solar Energy
- ENERGY STAR Qualified Appliances
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1 All loans are subject to credit approval. Certain terms and conditions may apply. Rates may vary depending on credit history and underwriting factors. All loan programs, rates, terms and conditions are subject to change at any time without notice. For more information, please contact a loan specialist at 808-873-5050.
Important Information to Applicant(s). To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan or opens an account. What this means for you? When you apply for a loan or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In some instances, we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.
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