Fee Schedule

Effective Date: January 1, 2022
The fees contained in this Fee Schedule are accurate as of January 1, 2022. For current information, Maui FCU at 808-873-5050.

Membership Fees

Membership Fee (one-time, non-refundable)


Account & Other Service Fees



Abandoned Property Processing


Account Closure

$25.00 if closed within the first 6 months 

Account Reconciliation

$25.00 per hour
Minimum 1 hour service, advance payment for the first hour. Billed in 30-minute increments.

Account Research

$25.00 per hour 
Minimum 1 hour service, advance payment for the first hour. Billed in 30-minute increments.

Check Collection – Domestic

$30.00 per item 

Check Collection – International

$35.00 per item

Check Copies (by fax)

$1.00 per item plus research fee, if applicable 

Check Copies (by mail)

$2.00 per item plus research fee, if applicable 

Check Printing

Prices vary depending upon style 

Deposited Item Return

$20.00 per item 

Deposited Item Return (Other Depositor)

$5.00 per item 

External Account to Account Transfer (Outgoing)

$1.00 per transaction


$1.00 per page 

Inactive account1

$5.00 per month, after 12 months 

Interim Statement


IRA Transfer



$5.00 per document (waived for primary members) 

Official Teller Check Copies

$1.00 per item plus research fee, if applicable 

On-Us Check Exchange for Teller's Check

$5.00 per item (applies to businesses only) 

Overdraft Transfer

$5.00 per transfer 


$0.25 per page 

Return Mail


Returned Item

$20.00 per item 

Rolled Coin Deposit

$0.25 per roll in excess of 10 rolls per day per member 

Stale Dated Teller Check

$30.00 per item

Statement Copy

$1.00 per page

Statement of Account

$2.00 per account 

Stop Payment – ACH

$20.00 per item 

Stop Payment – Check

$20.00 per item 

Stop Payment - Official Teller Check

$30.00 per item 

Third Party Teller Check

$3.00 per item 

Vehicle Title Replacement

$20.00 per copy

Verification of Address

$2.00 per copy

Verification of Deposit

$10.00 per item 

ATM / Debit



ATM Balance Inquiry2

$1.00 per transaction, after 8th transaction per month

ATM Transaction (Withdrawal & Transfer)2

$1.00 per transaction, after 8th transaction per month

Card Deactivation

$5.00 per card

Card Replacement

$10.00 per card

Expedited Card / PIN Mailer Delivery

$50.00 per item

Wire Transfers



Incoming Wires

$5.00 per transfer

Outgoing Wire Transfer – Domestic

$20.00 per transfer

Western Union Wires

Determined by Western Union

Credit Cards



Late Payment

$25.00 or the amount of the required minimum payment, whichever is less 

Returned Payment Fee

$20.00 or the amount of the required minimum payment, whichever is less 

Emergency Card Replacement Fee



Pay-by-Phone Fee


Rush Fee


Design Your Own Card


1 Members will be assessed a monthly inactive fee if your savings or checking account balance is less than $100 and the account has had no activity for 12 months. The inactive fee will be waived if you have another savings product such as a Christmas Club Share, Share Certificate, IRA or Coverdell ESA or a loan product.

2 Fee will be assessed after the 8th ATM transaction.  ATM transactions include withdrawals, transfers or balance inquires.  

The fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration. Fees are subject to change at any time without prior notice and may reduce your earnings. If you have any questions or require current fee information on your accounts, please call the Credit Union.

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