Credit Cards

Keep it simple — at rates you can afford.

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Giving credit where credit is due... to our members!

The Maui FCU Visa Platinum Credit Card is just the right card for those who want to keep it simple. Use it for your everyday and monthly purchases, all at a great rate. Our members don't all have the same lifestyles. That’s why we help you select the card that’s right for you.

Perfect for you if:

  • You live within a clearly defined budget.
  • You need an affordable way to make big purchases.
  • You want to simplify your finances.

Credit Card Features

To take care of daily purchases, an unexpected expense or for a little self-splurge, we make sure you're getting the right blend of value and convenience with a Maui FCU Visa Platinum Credit Card.

  • Low Variable Interest Rate1
  • Earn 1% Cash Back on Eligible Net Purchases
  • Never Pay an Annual Fee1
  • No Cash Advance Fees1
  • No Balance Transfer Fees1
  • No Foreign Transaction Fees1
  • Access To Roadside Dispatch

Credit Card Benefits

These additional benefits come standard with all of our personal credit cards.

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Manage your account anywhere with the Maui FCU Credit Card App2

Learn More about Credit Card

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Enhanced chip security and contactless payment enabled

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Fraud Protection with Visa Purchase Alerts

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Choose the Credit Card that's Right for You

Visa Platinum Credit Card

Enjoy the everyday convenience of a credit card while saving on interest with a low introductory rate. You could also save on interest and pay down your other credit card balances faster.

Get the flexibility to pay in full or pay down over time with no annual fee!

Apply Now VISA Credit Card Disclosures

Credit Card

Visa Secured Platinum Credit Card

Build, Improve, Re-Establish Your Credit

We get it, not everyone has credit or has perfect credit. If you have no credit history at all or need a little help rebuilding your credit, this is the card for you. It uses your savings account as collateral and works just like any other credit card. We know how important good credit is to you, and Maui FCU is here to help you get it back.

Start your Credit Journey Today!

Apply Now VISA Credit Card Disclosures

Key Benefits

  • Perfect for individuals wanting to build or rebuild credit.
  • A great tool to start learning how to use credit. Helping to strengthen your credit score and financial habits.
  • A Secured Card is actually a credit card, which means your monthly payment history and balances are reported to at least one of the major credit bureaus.

You're interested, but you're not sure which choice is ideal for you?

We’ve got you covered! Our loan specialists are available to answer questions or assist you in determining which choice is best suited for your needs.

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Maui FCU Credit Card App

The Maui FCU Credit Card App allows for on-the-go credit card management that’s fast and easy while keeping you up to date on your transactions. Access is secure and protected by multi-factor authentication.


  • Make a payment to your card.
  • View recent and pending transactions.
  • View next payment amount and due date.
  • Set up card controls and transaction alerts.
  • Place a travel notification.
  • Report a card lost or stolen.
Credit Card App

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Download the Maui FCU Credit Card App2

App Store Icon  Google Play Icon

Stay Connected with our Mobile App Suite 

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Credit Building Tips

  • Pay Your Bill on Time Every Month
    Paying down or paying off your card balance every month creates a credit score payment history, which is key towards building healthy credit.
  • Keep Your Balance Low and Charge Mindfully
    Typically, it is recommended to keep your balance around 30% of the credit limit or less. Charge what you can afford, so that you are less likely to carry over a balance.
  • Don’t Close the Credit Line Unless You’re Upgrading to an Unsecured Credit Card
    The length of credit history also helps with building your credit score.
  • Track Your Usage
    Check your credit card usage via online or through the Maui FCU Credit Card App and monitor your transactions by signing up for Visa Purchase Alerts.

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Visa Purchase Alerts

Help Reduce Fraud and Monitor Your Spending Anytime, Anywhere

With near real-time Visa Purchase Alerts, you can receive updates on your Visa® credit card activity. This unique service is available free for Maui FCU Visa credit cardholders.

After your Visa card has been used, you’ll receive an alert through text message3 or email. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.

Key Benefits

  • Helps Keep Your Account Secure: Get alerts for transactions in real-time to help identify potentially fraudulent activity.
  • Allows You to Take an Active Role: Track spending and stay on top of account balances.
  • Custom Alerts: Adjust your alerts to what makes sense for you and receive them via SMS text3 or email.

Register for Visa Purchase Alerts


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How you use the service is up to you. You can choose to receive alerts when your Visa card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold—for example, setting it to only receive alerts for purchases above $100.

Select the delivery options that best meet your needs, with text messages3, emails, or both for extra security and convenience. Each alert contains important information, including the purchase amount, merchant name and location (if available).

All this for free to all Maui FCU Visa credit cardholders.  

1 All loans are subject to credit approval. Certain terms and conditions may apply. Rates may vary depending on credit history and underwriting factors. All loan programs, rates, terms and conditions are subject to change at any time without notice. For more information, please contact a loan specialist at 808-873-5050.

Important Information to Applicant(s). To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan or opens an account. What this means for you? When you apply for a loan or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In some instances, we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.

2 Available only for Android, iPhone® and iPad® devices.  iPhone® and iPad® is a trademark of Apple® Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Standard messaging and data usage fees apply. Please contact your carrier for details.

3 Message and data rates may apply.

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